Credit Report Archives - Empower Financial https://empowerfinancial.com.au/category/credit-report/ Tue, 26 Aug 2025 13:54:36 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.3 https://empowerfinancial.com.au/wp-content/uploads/2023/02/cropped-icon-32x32.png Credit Report Archives - Empower Financial https://empowerfinancial.com.au/category/credit-report/ 32 32 Financial Hardship Arrangements: What Every Homeowner Should Know https://empowerfinancial.com.au/financial-hardship-arrangements-what-every-homeowner-should-know/ Tue, 03 Jun 2025 13:53:18 +0000 https://empowerfinancial.com.au/?p=965 The Reserve Bank’s recent rate cuts have given some welcome relief, but many Australian households are still doing it tough. In fact, ASIC reported in June 2024 that nearly half of adults with debt (47%) struggled to make repayments over the previous year. Cost-of-living pressures, reduced incomes and unexpected expenses have stretched family budgets to the limit.

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