admin, Author at Empower Financial https://empowerfinancial.com.au/author/admin_vnlheh06/ Tue, 26 Aug 2025 13:56:48 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.3 https://empowerfinancial.com.au/wp-content/uploads/2023/02/cropped-icon-32x32.png admin, Author at Empower Financial https://empowerfinancial.com.au/author/admin_vnlheh06/ 32 32 RBA Cuts Cash Rate to 3.60% – What It Means for You https://empowerfinancial.com.au/914-2/ Sun, 17 Aug 2025 07:06:59 +0000 https://empowerfinancial.com.au/?p=914 The post RBA Cuts Cash Rate to 3.60% – What It Means for You appeared first on Empower Financial.

]]> Upside & Downside of Buying VS Renting https://empowerfinancial.com.au/upside-downside-of-buying-vs-renting/ Fri, 16 Aug 2024 08:20:58 +0000 https://empowerfinancial.com.au/?p=851 To buy or rent? It’s a dilemma many of us have faced at some point or another. Without advice or guidance, we might never dip our toes into the property market. But to help you make that decision, we have weighed up some of the pros and cons of buying versus renting.

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]]> Is It Time To Refinance https://empowerfinancial.com.au/is-it-time-to-refinance/ https://empowerfinancial.com.au/is-it-time-to-refinance/#respond Fri, 16 Aug 2024 04:05:36 +0000 https://empowerfinancial.com.au/?p=837 Refinancing is a financial strategy that allows individuals to replace an existing loan with a new loan, often under different terms. It may be a beneficial consideration for managing your finances and can be particularly beneficial in certain situations.

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]]> https://empowerfinancial.com.au/is-it-time-to-refinance/feed/ 0 Building Financial Resilience https://empowerfinancial.com.au/building-financial-resilience/ https://empowerfinancial.com.au/building-financial-resilience/#respond Thu, 15 Aug 2024 08:39:59 +0000 https://empowerfinancial.com.au/?p=812 In today's ever changing environment it is essential to be prepared for the unforeseen while also being ready to seize opportunities when they arise.

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]]> https://empowerfinancial.com.au/building-financial-resilience/feed/ 0 Online or Neobank: Convenience Could Cost You! https://empowerfinancial.com.au/online-or-neobank-convenience-could-cost-you/ https://empowerfinancial.com.au/online-or-neobank-convenience-could-cost-you/#respond Tue, 13 Aug 2024 11:26:59 +0000 https://empowerfinancial.com.au/?p=827 As if choosing a property isn’t hard enough, there is also the added challenge of selecting the right lender and home loan from the vast number of options available.
Whether it is your first home, upgraded next home, investment property or a refinance, deciding where to finance your home loan can be a tough decision – and rightly so.

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]]> https://empowerfinancial.com.au/online-or-neobank-convenience-could-cost-you/feed/ 0 The Interest Rate Waiting Game https://empowerfinancial.com.au/the-interest-rate-waiting-game/ https://empowerfinancial.com.au/the-interest-rate-waiting-game/#respond Thu, 08 Aug 2024 09:00:13 +0000 https://empowerfinancial.com.au/?p=797 Is delaying your property purchase in hopes of a lower interest rate a risky gamble?

With economists not expecting rate drops until next
year, waiting for lower interest rates and potential
housing price reductions may be tempting. However
delaying your purchase could be a more costly
gamble.

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]]> https://empowerfinancial.com.au/the-interest-rate-waiting-game/feed/ 0 Top 10 Budgeting Apps Used In Australia https://empowerfinancial.com.au/802-2/ https://empowerfinancial.com.au/802-2/#respond Fri, 02 Aug 2024 09:26:07 +0000 https://empowerfinancial.com.au/?p=802 How many finance transactions do YOU make in a year?
Over the past few years ꟷ not surprisingly ꟷ electronic transactions have experienced significant growth as society has shifted away from cash.

As reported by the Reserve Bank, in the past decade the average number of electronic transactions made by Australians has surged from 300 to 650 per year . That means most Aussies are tapping away, on average, just under twice a day.

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]]> https://empowerfinancial.com.au/802-2/feed/ 0 Impact of Stage 3 Tax Cuts https://empowerfinancial.com.au/stage-3-tax-cuts/ Tue, 30 Jul 2024 09:18:11 +0000 https://empowerfinancial.com.au/?p=719 Impact of stage 3 tax cut

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]]> The Cost of Refinancing Your Home https://empowerfinancial.com.au/cost-of-refinancing-your-home/ Thu, 25 Jul 2024 03:43:17 +0000 https://empowerfinancial.com.au/?p=762 The post The Cost of Refinancing Your Home appeared first on Empower Financial.

]]> Mortgage Broker VS Bank https://empowerfinancial.com.au/mortgage-broker-vs-bank/ https://empowerfinancial.com.au/mortgage-broker-vs-bank/#respond Sun, 16 Jun 2024 09:04:56 +0000 https://empowerfinancial.com.au/?p=863 You may have noticed the Australian finance sector is in the spotlight at present as a Royal Commission is held into the banking, superannuation and financial services industry.

If you’re feeling confused about what it all means you’re not alone – no doubt there will be some improvements in the banking and finance sector. But perhaps it’s timely for a bit of a recap on the industry and the choices that consumers have…

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